Messages for HOPE

Women of Excellence this is truly of Gift from God!

"Hope deferred makes the heart sick" Proverbs 13:14

Play this in your car in traffic, at home while you're unwinding, in the morning when you're preparing for the day!

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Don't RUN! - It's Just Insurance | Here's How You can SAVE.

The idea of Paying Extra for anything these days - feels unbearable - next to $8 Eggs, $5 Gallon Gas and Subscriptions for Everything. Why should I also pay for coverage/life insurance? I'm not even married with Kids yet. (...just an example). Here's the 5 Benefits of Using your Policy as a Saving Fund and How it Works.... 1. Whole Life Insurance: Cash Value Accumulation How it works : Whole life insurance provides coverage for life and includes a cash value component that grows over time. A portion of your premiums goes toward the insurance coverage, and another portion is invested in the cash value. Benefit : The cash value grows tax-deferred and can be borrowed against or withdrawn (subject to certain rules) to supplement savings or fund future expenses. 2. Universal Life Insurance: Flexible Savings Growth How it works : Universal life insurance allows for flexible premiums and death benefits, while accumulating cash value based on interest rates set by the insurer. Benefit ...

Less Time, More Money | The Power of Passive Income

It's True - you don't have to be a major influencer, tech wiz, or from privilege to leverage financial gain. In fact, you could be doing this: And getting paid at the same time! How? w/ Passive Income. Passive income is money you can earn with little effort and without working a traditional job; exchanging less time for more Money. One way to build an income stream is to invest in dividend stocks, which distribute part of the company’s earnings to investors regularly (typically quarterly). The best dividend stocks increase their payout over time, helping you grow future income. As a bonus, dividend stocks typically are less volatile than growth stocks, so they can help diversify and even stabilize your investment portfolio. Investors can also reinvest dividends back into the stock, potentially increasing your investment if the stock does well. You can also invest in index funds or exchange-traded funds that hold dividend stocks rather than picking and choosing indi...

Say PLEEEEAASE. | How to Talk to the IRS

The sound of the "IRS" - can make anyone, stand up straight...close their ears/eyes....or run for the Hills. When it comes to managing our time and money wisely we must be willing to learn, understand and align ourselves with the systems set in place. And that includes communicating with the IRS. Don't be shy, there are real humans behind the operations - so reach out! Getting notices, letters and updates from the IRS? Here's how you should talk to them: OLD SCHOOL - Written Letter, Dated and Hand -Signed is preferred or Give them a Call on the Phone with your EIN/SSN. DROP THE DEETS - the more Details you provide, the Better; they aren't interested in social media handles they want to see records, official documents and statements. Take Your Time and Gather Information. (See Format Below) FORMS - speak their language - each response or request you can think of has an official IRS form. Make it easy on yourself by filling this out. It'll save you time be...

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Let's Talk Money | Self-Assessment Quiz